It was the best of times. It was the worst of times. OK, so I’m mixing my metaphors or actually literary works in this case but the bug that’s been going around finally got around to me. “The flu?” you ask. If only… Nope. I’ve got a full blown case of pink slip-itis!
No, I didn’t fire myself as the president of Finagilous. As perhaps you already know, Finagilous was formed to create BudgetSketch®. Along with a small team I have been pouring money and sweat into the effort on as near a full-time basis as I could manage over the past year. I was, until recently, financing my business development passion via a “steady” day job.
“So what’s all this best and worst of times non-sense?” you ask. Well, it couldn’t have happened at a better or worse time. Better because my position was eliminated a month away from the formal launch of BudgetSketch® leaving me plenty of excuses not to be pounding the pavement looking for work so I can work overtime on BudgetSketch®. “And the worst of times?” you press. Have you picked up a newspaper lately?! There hasn’t been a worse time to be unemployed in 75 years.
“And this pertains to budgeting how?” you follow. Well, first, I’m glad my wife and I had begun getting our financial house in order a couple years ago or my job loss might have put us over the edge. Next, we know exactly how much cash we need to get by each month because we’ve got a budget. Finally, when all else fails, we’ve got an emergency fund. All the product of having a sound financial plan, AKA “a budget”.
Perhaps the biggest lesson is that you never know what lies around the next bend in the road, especially in trying times like these. So it is wisest to be prepared. Not having a plan is not being prepared. Are you prepared? I hope you don’t have to find out the way I found out but life’s little twists and turns have a way of highlighting your preparedness, or unpreparedness!
“Ask not for whom the bell tolls?” It tolled for me!
